Upcoming events

7 Things No One Tells You About Retirement

EDT

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Terry Huddle, Senior Regional Advisor Consultant - Columbia Threadneedle

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Look beyond the dollars and cents of traditional retirement planning. Join us for an eye-opening look at what life might look like after work and develop a more personal and creative approach to everyday life in retirement.

For more information: call us at 248.509.0077 or email us at ashley.byrne@ampf.com

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Columbia Threadneedle and their representatives are affiliated with Ameriprise Financial, Inc.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2024 Ameriprise Financial, Inc. All rights reserved.

6749264ACMR0724

People Care About Elections. Markets Don't.

EDT

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Brian Levitt, Global Market Strategist - Invesco

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Learn why Presidents have historically had less impact on markets than people tend to believe.

Join this webinar to better understand the historical data which reveals a lack of substantial correlation between Presidents and market returns. Brian will debunk common misconceptions about the impacts of President and parties on the markets, along with which government polices impact the markets, and which policies don’t.

For more information: call us at 248.509.0077 or email us at ashley.byrne@ampf.com

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Invesco and their representatives are not affiliated with Ameriprise Financial, Inc.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2024 Ameriprise Financial, Inc. All rights reserved.

6749264ACMR0724

Fall Festival

EDT

Normandy Oaks Park, 4234 Delemere Blvd, Royal Oak, MI 48073

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Kevin McCandless, Director ASG - Great Lakes Region with Janus Henderson & Dylan Rupp, Regional Director with Virtus Investment Partners

Fall is in the air with the changing of the leaves, crisp mornings, cozy fires, and delicious apple cider. Ferhadson & Associates wants to celebrate the season by celebrating YOU! We invite you, your friends, family, and all the kids to join us for a very special family friendly fall festival! It is because of the support of our clients that our practice is able to grow, and we want to take an opportunity to show our appreciation.

We are proud to have our friends at Lansat CPA Group join us in our celebration of our wonderful clients and their families!

To reserve a spot: call us at 248.509.0077 or email us at ashley.byrne@ampf.com
RSVP Online

There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Ameriprise Financial is not affiliated with Lansat CPA Group or any third-party companies mentioned. Lansat CPA Group is not endorsed by or affiliated with Ameriprise Financial. Lansat CPA Group is not under the supervision of Ameriprise Financialand are not a broker-dealer or investment advisory firm. Financial planning services including wealth management strategies and protection planning are being made available to our valued clients through a formal referral relationship with Ameriprise Financial. For more information on Ameriprise Financial, visit ameripriseadvisors.com/ferhadson-associates.

Ameriprise Financial cannot guarantee future financial results.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2024 Ameriprise Financial, Inc. All rights reserved. 6938743ACMR0924

Washington Update

EST

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Scott Orr, CFA, VP Government Relations, Head of Southern Region and Public Affairs - Fidelity Investments

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Join us for a presentation analyzing the recent pivotal presidential election and what the impact of control of Congress and the White House will potentially be for investors and the markets. Scott will bring insights gained directly from conversations with Members of Congress and key Washington insiders to give a non-partisan view of what to expect in 2025 and beyond.

For more information: call us at 248.509.0077 or email us at ashley.byrne@ampf.com

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Fidelity Investments and their representatives are not affiliated to Ameriprise Financial, Inc.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2024 Ameriprise Financial, Inc. All rights reserved.

6717790ACMR0724

Past events

The Home Stretch: Seven Things To Do in the Decade Before You Retire

EDT

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Tim Nichols, VP-Senior Advisor Consultant - Franklin Templeton

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

As you approach the home stretch on your way to retirement, you want to make sure you don’t stumble and fall. During this complimentary presentation we’ll discuss:

· Seven important things you should do before retirement

· How to identify potential hurdles

· Strategies you can use to help successfully cross the finish line

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuationin value.

This is an informational seminar. There is no cost or obligation.

Franklin Templeton and their representatives are not affiliated with Ameriprise Financial, Inc.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2023 Ameriprise Financial, Inc. All rights reserved.

6749264ACMR0724

Major Changes to College Search in 2024

EDT

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Cozy Wittman - College Inside Track

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

This past year has resulted in some of the most significant changes to the college planning process in decades.

· Admission trends have changed around how colleges admit students

· Schools have made ACT/SAT optional, but not necessarily when they award scholarships, and some colleges are going back to requiring standardized tests

· The number of schools on the “more selective” list continues to grow

· Substantial changes to the FAFSA and financial aid may make college more expensive

This is an informational seminar. There is no cost or obligation.

College Inside Track and its representative are not affiliated with Ameriprise Financial, Inc.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered byAmeriprise Financial Services, LLC. Member FINRA and SIPC

© 2024 Ameriprise Financial, Inc. All rights reserved. 6663310ACMR0624

Growing LGBTQ Wealth

EDT

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Erica Seremeta, CIMA, Global Director of Diversity, Equity & Inclusion (DEI) Client Engagement - BlackRock

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

In this presentation we’ll discuss trends, challenges, and unique statistics related to the LGBTQ+ community. We will also go over aspects of investing as well as actionable items you can take away to improve your financial future. The presentation will include:

• LGBTQ+ numbers that matter

• Challenges facing the LGBTQ+ community

• Investing beyond the headlines

• Building your foundation for wealth and well-being

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2023 Ameriprise Financial, Inc. All rights reserved.

6087283ACMR1123

Market and Economic Update & Generational Wealth Conversations

EDT

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Anthony Saglimbene, Chief Market Strategist - Ameriprise Financial. Doug Orton, CRPC®, Vice President, Business Development Consultant, MFS Fund Distributors, Inc., - None

Ameriprise Financial Services, LLC

Join us for a virtual presentation on Thursday – May 23rd, 2024. The event is complimentary. Below are details about the event.

Thursday, May 23rd: 4pm – 5pm Central

Anthony Saglimbene, Chief Market Strategist for Ameriprise Financial, will share his insights on today’s market and economic environment. He has been with the Ameriprise Financial for over 20 years and in this role, he provides analysis and research on market trends across asset classes, sectors, and regions for the firm. Saglimbene’s views on the market and asset allocation are frequently seen in news media including, Bloomberg, The Wall Street Journal, Financial Times, The Associated Press, U.S. News & World Report, Reuters and Investor’s Business Daily.

Additionally, Doug Orton, CRPC®, Vice President, MFS Fund Distributors, Inc., will share perspectives and present Family Wealth Management - Generational Wealth Conversations. The session willf ocus on guiding in the communication, engagement, and education for families to successfully transfer wealth.

After you register, you will receive an email confirmation from MS Teams with your Registration ID and the link to join the seminar.

This is an informational event. There is no cost or obligation.

MFS and its representatives are not affiliated with Ameriprise Financial.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Understanding Medicare A to D

EDT

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Jeff Nymark, Senior VP - First Eagle Funds

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Let’s talk Medicare! Join Jeff Nymark for this educational webinar where he’ll discuss:

• Medicare basics

• Medicare coverage and costs

• Medicare drug coverage: Part D

• The differences between Original Medicare and Medicare Advantage

• Medicare coordination benefit rules

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2023 Ameriprise Financial, Inc. All rights reserved.

6087283ACMR1123