Calculators

Retirement Calculators

  • Social Security calculator

    Social Security benefits can be an important factor to consider in your future retirement income. Use this Social Security calculator to estimate what your retirement benefit amount could be. Get started

  • Pension vs lump sum payout calculator

    This calculator will help you evaluate your payout options for your pension plan. Compare the results of a lump sum payout versus a guaranteed monthly payment for life, as well as your annual rate of return if you choose the monthly payment option. Get started

  • Variable annuity calculator

    Variable annuities are investment vehicles that allow your savings to grow tax-free until you begin making withdrawals. Use this calculator to see how a variable annuity could fit in your retirement income strategy. Get started

  • Required minimum distribution (RMD) calculator

    The IRS requires that you begin withdrawing a minimum amount from some types of retirement accounts once you reach a certain age. This is known as a required minimum distribution (RMD). Use this calculator to determine the amount of your RMD. Get started

  • Roth IRA vs. traditional IRA calculator

    Individual retirement accounts can be effective tools to help you reach your financial goals. But which type of IRA is appropriate for you? Use this tool to learn more. Get started

  • Rollover evaluator

    If you have multiple retirement savings accounts held in more than one place as a result of job changes or other personal circumstances, the rollover evaluator will help educate you to understand the pros and cons of keeping your retirement savings in an employer-sponsored plan such as a 401(k) or 403(b) versus rolling it over into an IRA. Get started

  • Understanding your retirement plan options

    As you look ahead to the future — especially retirement — you may have questions about your retirement plan options. This tool will guide you through a series of questions to help you discover relevant retirement plan options based on your unique situation. Get started

  • Retirement income calculator

    Use this calculator to find out how much monthly retirement income your savings could generate for you in retirement. See how adjustments to your annual savings, rate of return and retirement age can impact your monthly income. Get started

Investing Calculators

Personal Finance Calculators

  • Credit card pay off calculator

    Use this calculator to see how changes to your monthly credit card payments and other factors can impact your repayment timeline. Get started

  • Home rent vs. buy calculator

    This rent vs buy calculator can help you weigh different factors, including monthly payments, taxes and fees, to help decide whether renting or buying your home is right for you. Get started

  • Mortgage refinance interest savings calculator

    If mortgage rates have shifted since you bought your home, you may be thinking about refinancing. Use this calculator to find out if you could save on interest if you refinance your mortgage. Get started

  • Net worth calculator

    Net worth is a calculation that subtracts everything you owe from everything you own. This calculator can help you determine your net worth and how it can change over time. Get started

Education Calculators

  • College savings calculator

    Saving for a child’s higher education is one of the bigger investments many will make. Use this college savings calculator to help understand how much to save to reach your goals. Get started

Taxes Calculators

  • Federal income tax calculator

    Enter your filing status, income, deductions and credits into this federal tax estimator for help estimating your total taxes. By entering this information, this free and simple federal tax calculator will help estimate your tax refund or amount you may owe the IRS. This is not a complete tax calculator. Get started

  • Savings, taxes, and inflation calculator

    Various factors can have an impact on your savings over time. Gain an understanding of how your savings can be affected by taxes and inflation by calculating your growth of savings. An Ameriprise financial advisor can provide personalized advice to help you feel more confident about your saving goals. Get started